Payment Calculator

Your path to the keys,
in numbers.

Choose your home. Pick a deposit plan and repayment period. Every figure you see matches the official Ribane Housing payment schedule — no surprises, no hidden fees.

All prices indicative. 350m² stands standard.
5% is the minimum. Higher deposit lowers the monthly.

Understanding the Plans

Four ways
to own.

Ribane Housing offers four deposit plans, each with multiple repayment periods. Choose what works for your family's cashflow and timeline.

5% · Starter

Lowest entry

Minimum deposit to secure your home. Best for younger applicants building equity over 15–25 years.

10% · Balanced

Lower monthlies

Double the deposit of the starter plan — noticeably lower monthly installments across all terms.

20% · Strong

Significant savings

Our most popular plan. Unlocks Single Garage, Double Garage 1–3, and Double Storey homes.

40% · Age plan

Fast ownership

For clients 46+. Higher deposit, shorter term (5–15 yr), quicker full ownership.

When you're ready

Turn these numbers
into your address.

Begin Application Talk to our team